If you need better investment tools, I suggest you look into Personal Capital.Įasy to use, Mint’s resourceful combination of personal finance tools make it a good option for those that want to track and manage their spending, budgets, savings, investments and credit score. Limited Investing FeaturesĪlthough Mint has an investing section, it’s not very robust. Mint once offered a bill pay feature, but it’s now no longer available. Mint will always assume the downloaded data is correct.
There’s no way to reconcile against your bank statements. The only way you can generate a report is by exporting a CSV file to a spreadsheet. Others weren’t happy when Mint disconnected from their synced bank and credit card accounts, requiring them to add their accounts again. Users have complained of the site suddenly logging them out while they were actively using it. There are a surprising number of bugs in the system. You can set new goals, like saving for a new home or paying off credit card debt, which will then be reflected in your monthly budgeting so you can track your progress.īefore you sign up for Mint, keep in mind the points below.
Don’t like what you see? You’re welcome to modify the suggested budget as you wish. Mint will create a budget for you based on your spending patterns that month as well as previous months. You can also create your own sub-categories, but you won’t be able to change the main ones. The software will memorize your changes and place similar future transactions in the correct categories. You’re welcome to make adjustments if you’re not happy with the way Mint auto-categorizes. The software will then pull your account information to give you a quick view of your balances, transactions and even when bills are due.ĭownload and sync your transactions, and the software will automatically sort each one into predefined categories. To get set up, all you have to do is select the account provider (ie: Wells Fargo) and sign in through Mint’s site or mobile app. The service itself is super helpful for budgeting, making goals and compiling all your financial accounts into one convenient place. Mint FeaturesĮvery time you log into your account, you’ll see your up-to-date financial information in an easy-on-the-eyes, easy-to-use interface, complete with graphs and charts. The free budgeting tool automatically syncs to bank, credit card and investment accounts, easily pulling data and making budgeting that much more effortless.Ĭompare Mint with top personal finance/budgeting app Simplifi By Quicken (there’s a 30 day free trial). With more than 20 million users, Mint must be doing something right.
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